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Songquan Deng/iStock/Thinkstock(NEW YORK) -- Following two days of big rallies, stocks were mixed on Thursday as many Americans start to think about the holiday weekend.

The Dow lost 23.22 ( 0.13%) to finish the session at 17,828.29.

The NASDAQ picked up 6.88 ( 0.14%) to close at 4,901.77, while the S&P 500 dropped 0.44 ( 0.02%) to finish at 2,090.10.

Crude oil dropped 0.48%, lowering the price of a barrel to $49.32

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iStock/Thinkstock(NEW YORK) -- The Norwegian Consumer Council live streamed a whopping almost 32 hours of various people reading the terms and conditions for a number of popular apps this week.

The marathon broadcast began on Tuesday and extended into Wednesday. The purpose was to raise awareness about the contracts to which people agree through terms and conditions, though they often choose not to read the full disclaimers due to their length and heavy legal jargon.

“We hope this can help put the spotlight on a failing contract regime. Few, if anyone, have the time and opportunity to familiarize themselves with what they actually click ‘OK’ to," Finn Myrstad, head of digital services at the Norwegian Consumer Council, said in a statement.

“When we also know that apps often take away our rights by granting themselves the power to unilaterally amend the contract and licensing themselves to track, store and sell on user content, it is self-evident that consumers are put at a disadvantage," he said.

The issue is universal, though the group is from Norway. They said the average Norwegian has 33 apps on their smartphone, so they selected the same number of popular apps for the terms and conditions reading.

The council estimates the average number of words used in the terms, conditions and privacy policies of many apps easily exceed 250,000. When the marathon live stream was completed, the group signed off after a staggering 31 hours and 49 minutes.

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ABC News(NEW YORK) -- Tom Lehman and Ilan Zechory co-founded Genius (formerly Rap Genius) in 2009 after a discussion about song lyrics and music led them to the idea of a music annotation website.

The two friends -- who describe each other as "BFFLs" (best friends for life) -- met during freshmen year at Yale University. Now, the co-founders attend couples therapy once a week to help keep their friendship -- and their business -- strong.

Genius has become the web's largest collection of song lyrics and crowdsourced musical knowledge, where anyone from Selena Gomez to your next-door neighbor can contribute and annotate musical lyrics as well as literature, politics, sports and any page on the internet.

Genius contributors are ranked by their "Genius IQ score,” which represents their knowledge of a topic.

Lehman and Zechory recently joined Rebecca Jarvis on “Real Biz With Rebecca Jarvis” for a conversation about the inspiration behind Genius, growing a successful start-up with your BFFL and choosing company values. Watch the interview below:

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iStock/Thinkstock(NEW YORK) -- A New York man was able to convince American Airlines to waive a $200 fee this month, after writing them a letter that was too amusing to ignore.

"It was a complete surprise," Alex Hamberger, 30, of Buffalo told ABC News. "I didn’t think I would hear from them at all. I was really taken aback and really overwhelmed by the fact that someone on the other end read it and enjoyed it. So, it was so much more of a personal experience than I anticipated."

Hamberger was booked on a flight to Kansas City, Missouri on March 7 to visit his sister, brother-in-law and niece, but fell ill days before.

After his doctor advised him not to travel, Hamberger called to cancel his flight. American Airlines informed him he would be charged a $200 fee.

Later, on April 4, Hamberger called the airline to change his flight to a different date.

"When I spoke with the representative I said, 'I had to cancel that trip because I was sick. Is there anyway I can get that fee waived?'" he explained.

But, as it turned out, he would have to send in an explanation by mail.

"I was just going to write a letter and send in the doctor's note. That's when I had the idea to take it a little further and get a little creative with it," he said.

On April 24, Hamberger sent his doctor's note to American Airlines, along with a witty letter. It read, in part:

“Dear Most Kind and Benevolent American Airlines Customer Service Staff Member, I write to you with the hopes that you may take mercy on me and afford a little sympathy for this flyer who was taken quite ill and had to postpone his trip to see his beloved niece.”

Hamberger described how he began to feel sick before his trip: “It was a Monday night and I was getting so excited for my upcoming trip to visit my sister, brother-in-law, and niece who was about to turn 6 months old that Thursday! I started to feel a little sinus pressure that night, nothing major but enough to give me pause.”

He went on to explain in the letter that, when he subsequently visited the doctor, he was surprised by the news that what he thought were mild symptoms were actually much more serious:

“It was just two days later on March 4th, that I learned this infectious disease was not a household cold or flu: it ws a Haemophilus Influenzae bacterial infection. Yes, the same infection that can cause conditions such as epiglottitis (a fatal respiratory disease), pneumonia, and notably, meningitis in children under 5. Remember when I mentioned I was going to visit my 6 month old niece?! Thank heavens I didn’t!”

He was glad for the diagnosis and explained that, “canceling my trip to visit my infant niece was the best thing that could have happened; had I visited her and she gotten sick, it literally could have killed her.”

"Now, I don’t know if this will be problematic or not, but I just recently rebooked my trip and I’ve already paid the $200 change fee," he continued in the letter. "So I now realize there may be 356 reasons you can’t refund this to me, but I figure it’s always worth a shot! If it’s possible in any way to recoup this $200 I’d be forever grateful."

He went on to assure the person who would read the letter that he was not on of the “testy and ornery travelers” they must deal with and thanked the airline for “all you do to make the travel dreams of flyers such as myself a reality.”

He signed off:

Alex Hamberger
-Frequent Flyer
-Formerly sick person
-Currently healthy person
-Grateful flyer

On May 6, Hamberger received a response from American Airlines, informing him that they'd be waving the $200 fee.

"Thank you for your letter to Customer Relations, I enjoyed reading it," an airline representative wrote to Hamberger in an email. "I'm glad you are 'formerly sick' and 'currently healthy' to make plans to see your precious niece. She sure is a lucky little girl to have such a loving Uncle Al! I have authorized a waiver of the $200.00 change charge."

Hamberger said the gesture restored his faith in humanity.

"It's nice to get the $200 back, but it was really more about taking a chance and hoping to make a nice connection with them," he said. "I truly thought, if someone at the office at American opens up and it puts a smile on their face, that to me was really special."

Hamberger will be flying out to Kansas City Thursday, to spend five days of quality time with his family.

"We are proud to provide excellent customer service to all American Airlines customers," a spokesperson for American Airlines wrote to ABC News. "Our customer relations team found his note very compelling, and we were happy to assist Mr. Hamberger."

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Wavebreak Media/Thinkstock(NEW YORK) — AT&T has good news for its prepaid customers. The company announced Wednesday that GoPhone users are about to receive an extra gigabyte of high-speed data.

Under the new changes, the $45 option will be good for 3 gigabytes of data, while the $60 option will give customers 6 gigabytes. The wireless carrier says the extra data will come at no extra charge to new and existing prepaid customers.

The changes take effect Friday.

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iStock/Thinkstock(NEW YORK) — Some of the most historical and consequential anti-slavery documents in U.S. history -- signed by President Abraham Lincoln -- fetched millions at auction.

Copies of both the Emancipation Proclamation and the 13th Amendment sold for a total of more than $4 million by auction house Sotheby's on Wednesday.


Our 'Two Centuries of American History' totaled $6.2 million, led by two documents signed by President Lincoln

— Sotheby's (@Sothebys) May 25, 2016


Sotheby's initially hoped the documents signed by the 16th president would fetch $5 million at auction.

The 13th Amendment, which sold for $2.4 million, was one of the 14 copies signed by Lincoln Feb. 1, 1865, according to Sotheby's. It's also one of three "Senate copies" that are signed by the vice president and 36 senators.

The amendment abolished slavery, stating that "neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly convicted, shall exist with the United States."


Our 'Two Centuries of American History' totaled $6.2 million, led by two documents signed by President Lincoln

— Sotheby's (@Sothebys) May 25, 2016


The amendment was ratified in December 1865, roughly six months after the Civil War ended. But Lincoln was assassinated in April and didn't live long enough to actually see the enacted into law.

Sotheby's copy of the Emancipation Proclamation, a limited edition print, sold for $2.17 million by a telephone bidder. It was not an original, even though it was signed by Lincoln and Secretary of State William Seward.


#AuctionUpdate One of three ‘Senate’ copies, the 13th Amendment signed by President Lincoln achieves $2.4 million

— Sotheby's (@Sothebys) May 25, 2016


The document is one of 27 surviving copies of the original 48, according to Sotheby's.

Lincoln signed the original Emancipation Proclamation Jan. 1, 1863, the third year of the Civil War, declaring "that all persons held as slaves" within the Confederacy "are, and henceforward shall be free."

The proclamation allowed liberated slaves to serve in the Union Army and Navy.

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iStock/Thinkstock(WASHINGTON) — Jobless claims slumped lower last week, decreasing by 10,000, according to the latest figures released Thursday by the Labor Department.

For the week ending May 21, the number of people filing for benefits fell to 268,000. The previous week, claims stood at an unrevised level of 278,000.

The Labor Department said there were no "special factors" impacting that week's figures.

The four-week moving average, however, increased by 2,750, to 278,500.

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iStock/Thinkstock(BRILLION, Wis.) -- An Islamic advocacy group representing former Muslim employees at a Wisconsin equipment company filed a discrimination complaint against the firm Tuesday because employees can no longer take prayer breaks at times that are in accordance with their religion. A letter accompanying the complaint claims employees were discriminated and retaliated against on the basis of their religion, national origin and race.

According to the letter, Ariens Co., which manufactures snowblowers and lawn tractors in Brillion, Wisconsin, used to allow Muslim employees to take prayer breaks one at a time after notifying and receiving permission from a supervisor. Employees say they had been able to take those breaks at the traditional times for Muslims. However, the employees claim the company began enforcing a new policy beginning on Jan. 25 that permitted only two pre-determined 10-minute breaks per work shift with no additional accommodations for prayer outside of those break times. Dozens of Somali Muslim employees at the company have protested the new break policy, and 15 of them are now represented by attorneys at the Council on American Islamic Relations, or CAIR, which submitted the charges of discrimination with the Milwaukee office of the U.S. Equal Employment Opportunity Commission.

Dozens of Somali Muslim employees at the company have protested the new break policy, and 15 of them are now represented by attorneys at the Council on American Islamic Relations, or CAIR, which submitted the charges of discrimination with the Milwaukee office of the U.S. Equal Employment Opportunity Commission.

“These individuals had direct and personal conversations with management in which they stated that they wanted to continue their employment with Ariens, but felt that they were no longer welcome and being forced out because of the company’s new policy,” CAIR wrote in a letter that accompanied its religious discrimination complaint to the Equal Employment Opportunity Commission, or EEOC.

Title VII of the Civil Rights Act of 1964 prohibits employment discrimination based on religion and requires employers to accommodate religious beliefs. In keeping with their Islamic faith, practicing Muslims pray five times each day. But Ariens management allegedly threatened to fire those employees who continued to pray beyond the scheduled breaks or who had requested an accommodation to pray. Seven Muslim employees were let go earlier this year, while 14 others resigned over the dispute.

“The outright refusal to entertain, discuss, or offer any reasonable religious accommodation options that would resolve the alleged workplace conflict is unacceptable and inconsistent with prevailing Title VII law and EEOC guidelines,” CAIR said in the letter.

Maha Sayed, an attorney for the Washington, D.C., based organization, said it could take several months for federal officials to investigate the employees’ claims. The EEOC could also offer to mediate the dispute during the investigation, or the two parties could voluntarily settle it the claim.

“If the EEOC concludes that there is reasonable cause to believe that discrimination occurred, it may decide to litigate the case itself in federal court or issue the charging party a Notice of Right to Sue letter, which allows the party to file a federal lawsuit within 90 days,” Sayed told ABC News in an email Wednesday.

Ariens Co. spokesperson Ann Stilp said the complaint was “disappointing news.”

“We have had Muslim employees working for the company for nine years. We currently have more than 27 Muslim employees who continue to work here and we continue to accommodate them with prayer rooms,” Stilp told ABC News in a statement.

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iStock/Thinkstock(NEW YORK) -- U.S. stocks closed higher for the second day in a row Wednesday following a jump in oil prices on a crude inventories decline.

The Dow soared 145.46 ( 0.82 percent) to close at 17,851.51.

The Nasdaq increased 33.84 ( 0.70 percent) to finish at 4,894.89, while the S&P gained 14.48 ( 0.70 percent) to close at 2,090.54.

Crude oil climbed 2.12 percent, with prices reaching $49.65 a barrel.

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iStock/Thinkstock(NEW YORK) -- While Nigerian soldiers battle Boko Haram militants in the north, a new, radical group of vigilantes has emerged from the southern swamplands threatening to wage war one of the world's largest oil supplies.

The group calls itself the "Niger Delta Avengers" and it has claimed responsibility for a spate of recent attacks and bombings on oil pipelines and terminals in Nigeria's southern region, the Niger Delta -- a top oil-producing region in sub-Saharan Africa and the world.

They have successfully targeted major platforms belonging to Shell and Chevron in the past few weeks, and their attacks have driven the country’s oil output to a near 22-year low.

Not much is known about who is behind the Niger Delta Avengers. But the militants are making their mark on Nigeria’s southern infrastructure, and there are calls for President Muhammadu Buhari to take steps to prevent the militant group from growing.

“The Niger Delta Avengers have obviously proven themselves to be very effective in this one area of Niger Delta,” said Matthew Bey, an Africa energy analyst at Stratfor, a geopolitical intelligence firm based in Austin, Texas. “It seems to be a new generation of militant groups.”


The Niger Delta Avengers first emerged in February, after claiming responsibility for the attack on an underwater pipeline run by Shell, forcing the oil giant to halt its 250,000 barrels-per-day Forcados terminal for weeks. The militant group has since taken responsibility for several other attacks in the southern Delta state, including one earlier this month at a an offshore oil platform run by Chevron, which produces tens of thousands of barrels a day.

The attacks showed a level of sophistication and technical expertise, raising speculation that the new group is actually comprised of ex-militants from a long-running and powerful rebel group that was called the Movement for the Emancipation of the Niger Delta (MEND).

“It’s hard to say whether these guys are former militants, but they’re definitely tapping into the established knowledge base,” Bey told ABC News.

MEND wreaked havoc on the six states that make up the Niger Delta from 2006 to 2009, costing the nation roughly one-third of its oil production, until then-President Umaru Musa Yar'Adua offered a multi-million dollar amnesty program that had thousands of rebels agree to lay down their arms in exchange for an unconditional pardon and stipend.


Like MEND, the Niger Delta Avengers demand greater ownership of lucrative oil resources for residents in crude-producing areas. The group also seeks environmental restoration, compensation for damages caused by oil producers and sustained government funding for the amnesty program. The group has threatened to completely shut down the West African nation’s production of oil and gas if its demands are not met.

The Niger Delta Avengers’ attacks on the region have led to Nigeria’s oil output plummeting by nearly 40 percent, the country’s oil minister Emmanuel Ibe Kachikwu said while addressing parliament last week, according to Reuters. The loss dethroned Nigeria as Africa’s top oil producer.

Another group called the Red Egbesu Water Lions that emerged last Wednesday has vowed to join the Niger Delta Avengers if their demands were not met within the next seven days, local media reported.

MEND, on the other hand, has distanced itself from the Niger Delta Avengers and the recent attacks on the region’s oil installations. In a statement reportedly signed by its spokesperson and published by local media, the group said Sunday it “wishes to condemn and dissociate itself from the recent activities carried out by the group known as the 'Niger Delta Avengers.'”

“Their sudden emergence has absolutely nothing to do with the Niger Delta struggle but is rather a tool by certain elements to destabilize the current government,” MEND continued.

MEND’s condemnation of the Niger Delta Avengers came as no surprise to Akin Iwilade, a research student at Oxford University who studies youth, violence and the politics of amnesty in Nigeria’s oil-producing region. The newly formed group threatens to disrupt the profitable amnesty deal the former militants currently enjoy.

“The top leadership of MEND benefited from the patronage that came with the amnesty,” said Iwilade, who has spoken with a number of ex-oil militants in recent years. “It is very logical and, frankly, expected, that they would condemn a group they obviously have little control over.”


Buhari, who took office in May last year, extended the amnesty program for another two years in February, shortly before the Niger Delta Avengers announced themselves. But the former military ruler, who hails from the north, angered former oil rebels by ending generous pipeline security contracts and reducing the monthly stipends. Now, Buhari is faced with the possibility of a revived rebel insurgency in the south while fighting Islamic militant group Boko Haram, which has killed and displaced millions in the past seven years, in the north.

“It is difficult to imagine that ex-militants have no hand whatsoever in this,” Iwilade told ABC News. “There are very clear similarities in the way the Niger Delta Avengers operates with what we knew of groups like MEND.”

While there are parallels between the two groups, such as language and style of attacks, there are several differences. The Niger Delta Avengers has criticized MEND and other older groups for killing Nigerian troops, taking foreigners hostage and allegedly enriching themselves through the amnesty payments.

The newly formed Niger Delta Avengers have not yet shown whether they will wield the same political influence that helped MEND become the most powerful militant group in its time.

“If we see start to see that link then, yes, we could definitely see this insurgency rise,” Bey of Stratfor said.

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Netflix(BRUSSELS) -- Netflix and other on-demand video services could be subject to a quota requiring them to ensure at least 20 percent of their content is European and is prominently featured, according to a new proposal posted online Wednesday by the European Commission.

The proposal was made to address the "ever-increasing convergence between television and services distributed via the internet," according to a document posted online.

"The way we watch TV or videos may have changed, but our values don't," Günther H. Oettinger, commissioner for the Digital Economy and Society, said in a statement. "We also want to ensure a level-playing field, responsible behavior, trust and fairness in the online platforms environment."

If the proposed changes are enacted, member countries could be allowed to ask on-demand providers to invest in European productions.

"Our members around the world love European programming, that’s why our investment in European programming, including Netflix original titles created in Europe, is growing," a Netflix representative told ABC News in an email Wednesday. "We appreciate the Commission's objective to have European production flourish, however the proposed measures won't actually achieve that."

A survey conducted last year by the European Audiovisual Observatory -- a public service group created in 1992 to collect and distribute information about the audiovisual industries in Europe -- found that Netflix and iTunes already meet the proposed quota, with 21 percent of European content in their respective catalogs. The European Commission is also proposing providers give more visibility to European content by indicating the country where a film was made or providing the ability to search for European content.

Netflix expanded from 60 countries to 130 more countries at the start of this year. By widening its global footprint, Netflix now offers its content in nearly every country on Earth, with China being one of the notable exceptions.
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Microsoft(NEW YORK) -- Microsoft announced Wednesday it is slashing 1,850 jobs in its mobile division as the company seeks to streamline operations following an announcement earlier this month it was selling the Nokia brand.

As many as 1,350 of the jobs being cut are in Microsoft's mobile division in Finland, according to a statement from the company. An additional 500 positions are expected to be cut globally.

"We are focusing our phone efforts where we have differentiation -- with enterprises that value security, manageability and our Continuum capability, and consumers who value the same," Microsoft CEO Satya Nadella said in a statement. "We will continue to innovate across devices and on our cloud services across all mobile platforms."

Microsoft closed its more than $7 billion acquisition of Finnish mobile company Nokia in 2014 and has since produced low-end handsets geared toward emerging markets. However, the deal never seemed to provide the much-needed fuel for Microsoft to catch Apple and Google, who both lead the market with their iOS and Android devices.

Microsoft announced earlier this month that it is selling a part of its phone business, which includes licensing of the Nokia brand, for $350 million, positioning the Finnish mobile company for a potential comeback.

The sale includes Microsoft's "entry-level feature phone assets," including brands, software and services, customer contracts and supply agreements to FIH Mobile, a subsidiary of Chinese manufacturer Foxconn, and HMD Global, a company based in Finland, according to an announcement on the company's website.

"Feature phones" are basic phones that focus on text and voice calling as opposed to smartphones that have expanded capabilities.

The deal is expected to close in the second half of 2016 and will include the transfer of as many as 4,500 employees to both companies, the announcement said.

It's been widely speculated Microsoft could build on the success of its convertible Surface tablets and leverage that product line to create a high-end Surface phone in the next year.

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Ford Motor Company(DEARBORN, Mich.) -- Ford is recalling approximately 271,000 F-150 pickup trucks in North America to address a brake issue.

The recall affects vehicles from model years 2013 to 2014 that are equipped with 3.5-liter GTDI engines. The automaker says the brake effectiveness in these pickups "could be reduced due to brake fluid leaking from the brake master cylinder into the brake booster, increasing the risk of a crash."

Ford says it is aware of nine alleged crashes involving the issue, none of which have resulted in any injuries.

Affected customers will be notified and will be able to get their brake master cylinder replaced for free at their local dealer.

"Additionally, dealers will replace the brake booster if they find leaks from the brake master cylinder," Ford said in a press release.

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McDonald's(CHICAGO) — Fight for 15 is staging another round of massive demonstrations Wednesday.

The group calling for a minimum wage increase to $15 will super-size their protests at McDonald’s. Fight for 15 protesters will start at the flagship restaurant in Chicago, then head to a massive demonstration at the McDonald’s headquarters in Oak Brook, Illinois.

The group says as many as 10,000 fast food workers and union backers will rally at the McDonald’s campus Wednesday evening, with another demonstration Thursday morning to take place ahead of the fast food giant’s shareholders meeting.

More than 130 demonstrators were arrested during a similar protest in 2014.

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Photodisc/Thinkstock(NEW YORK) -- Doorbells equipped with video cameras are on homes across the country.

The commercial for Ring says the doorbell allows homeowners to see and speak to whomever is at their front door from their smartphone.

ABC News' Good Morning America Investigates tried two video doorbells –- from Ring and its main competitor, SkyBell -- to see how well they worked.

Both products have motion detectors that trigger a camera to record movement and send an alert –- even if someone doesn’t actually ring the doorbell.

First, GMA checked to see how well the doorbells allowed you to communicate with someone. Each doorbell was installed in the same home in Leonia, New Jersey. GMA arranged for two package deliveries for each doorbell.

GMA was able to talk to the delivery persons from far away using both Ring and SkyBell’s HD version.

Next, GMA checked to see whether the video doorbells could really help to identify a would-be package thief by asking staffers to take the packages. GMA also installed traditional surveillance cameras to compare the video.

Ring notified GMA both times -- but when the pretend thief moved quickly, only a side view of his face was captured.

SkyBell didn’t send an alert for the first pretend thief, who moved very quickly. There was also no video recording. The second “thief” was slower. An alert was sent, but the recording only captured the side of her face and her back -- making it hard to identify her.

GMA showed the video to Glenn Bard, a digital forensics expert who advises law enforcement.

“I would want to have it so it catches her as she’s walking up,” Bard said.

But when it came to night vision, both video doorbells outperformed the traditional security cameras that GMA had installed.

ABC's Linzie Janis spoke to both companies about GMA’s findings.

“On one occasion we had someone take a package off of the stoop, we didn’t get a good look at their face,” she told inventor Jamie Siminoff, the CEO of Ring, who replied: “Sometimes Wi-Fi and not having a great signal to that area can cause things like slight delays. And so we do work with our customers so we capture great face shots of everyone coming up.”

Andrew Thomas, SkyBell’s co-founder, said: “The software of the SkyBell you tested is actually set to trigger an alert for motion that happens for ten seconds or more.”

SkyBell said it has since changed its alert system so that it works immediately.

Both doorbells cost around $200. GMA tested the Ring -- not the Ring Pro, which came out earlier this month. The Ring Pro is more expensive and has upgraded features.

Asked whether consumer security products such as video doorbells are worth having, Bard replied: “They are ... Just this itself cannot be the end-all, be-all solution.”

For best results, make sure your Wi-Fi is strong and move your router closer to the door. Bard said users need to continually monitor these devices to get the most benefit from them.

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